Finance

What is Operations Research ?

Operations research has generated and continues to generate powerful benefits for organizations and leaders who know how to apply it effectively. Executives today are making bolder decisions with less risks and better outcomes. Their secret – Operation Research (O.R.).

Assessing the risk of a new project or contract can be tricky. O.R. can help you quantify risk, which is key to controlling it. O.R. can also assist you in planning how best to balance risk against the gains you expect. O.R. professionals can analyze complex situations and build intelligence into key systems, revealing the best options.

A major example who found the value of OR is the Ford company who optimized the way it designs and tests vehicle prototypes, saving $250 million.

Operations research and management science are terms that are used interchangeably to describe the discipline of applying advanced analytical techniques to help make better decisions and to solve problems. The procedures of operations research were applied effectively during wartime missions, such as deploying radar, searching...

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Masters in Finance and Control (MFC)

What is Masters of Finance and Control ?

A production company wants to invest in new machinery. What is the best option? An airline company is looking to form a strategic alliance. Is this a valid long-term strategy? A beer brewery needs a new information system in order to implement a new strategy. What requirements must be met? Companies have an ongoing need to assess their (financial) situation whenever necessary. Finance and Control graduates know how to develop and manage financial procedures and systems, and they are the financial centre of companies.

Globalization of financial markets and trading systems, cross border merger and acquisition activity, cross border flow of funds, data mining, governance issues etc. are all crucial to understand business functions today.

The MFC Programme seeks to equip students with conceptual and analytical skills for financial decision making. The students are provided with inputs in the basic areas of managerial decision-making such as Organizational Behaviour, Managerial Economics, Quantitative Techniques, Financial Accounting, Corporate Laws etc., as well as in different areas of finance such as Financial...

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Microfinance

What is Microfinance ?

Latha, a 29-year-old married woman with three children borrowed Rs. 18,000 from the micro-financial service of a bank to set up a small provision store in Kothaipalli, a small village, in the north of Andhra Pradesh. Within a year, she started earning Rs. 3,500 a month from the store. With this money, she was able to provide her children a good education at a local private school. She was a part of a self help group in Andhra Pradesh which received financial assistance from a  Multinational Bank. These are real-life examples to illustrate how the micro-lending initiatives of banks affect the lives of the poor in India.

Basic financial services, like credit, savings and insurance, give people an opportunity to borrow, save, invest and protect their families against risk. But with little income or collateral, poor people are seldom able to borrow money from banks and other formal financial institutions. Even when they do have income or assets, the amounts they require are often too...

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Portfolio Management

What is Portfolio Management ?

The up’s and down’s in the capital market have always been of great concern to investors who have exposure to the stock market. Factors such as economic development, overall growth of the industries, political situation the country is passing through, war and weather conditions have always influenced the price fluctuations in the stock market. The common problems faced by every investor in the stock market is to ascertain the profit/loss on their investment due to the fluctuations mentioned above. The desire to grow money is a natural instinct. But as simple as the desire is, the process to do so is just as complex. Growing money depends on the natural instinct and experience of a financial master.

Finding the time to manage investments effectively and keep up with everything that is going on in the world of investing can be difficult in today’s fast-moving markets.

The term asset management is often used to refer to the investment management of collective investments, whilst the more generic fund management...

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Stock Broker

What is Stock Broking ?

Would you like to predict the impact of changes in policies, inflation rate and changing economic trends on the share market? Do you read the business pages before the sports news ? Do you follow the ups and downs in the share market? If the answer is yes, then stock broking is the perfect choice for you. Deciding on a competent financial advisor is an important decision for everyone !

Most people buy their stocks through a broker, a traditional route of investing in the stock market. Stock brokers act as agents for buying and selling stocks, bonds, and mutual funds, and are regulated by the Securities and Exchange Board of India (SEBI).

 

The work of stockbrokers has become a challenging one as it incorporates specialized knowledge as well as professional acumen. Stock market and related functioning has become computerized which obviously demands information management skills as well. Stockbrokers commonly divide their operations between private clients and institutional work. Alternatively some brokers act only as dealers while others are principally advisors. In...

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Investment Banking

What is Investment Banking ?

Investment bankers provide corporate advisory services as part of  commercial banks themselves or in separate firms associated with banks. They deal with new issues of securities for raising finance, take-overs, mergers and acquisitions, financial advisory services for mergers and acquisitions, capital and debt structuring and restructuring, private capital raising and structured financing.

Most investment banks deal with three main areas:

Mergers and acquisitions (M&A): assisting clients with expansion in order to increase profitability, safeguard market position, diversify, etc. Investment bankers manage the transaction process, assessing the target organisation and the impact of the deal. This involves knowledge of legal and regulatory issues.

Debt capital markets: working with lenders such as financial institutions, agencies and public and private companies to support client debt. This includes restructuring debt, refinancing debt and raising new debt.

Equity capital markets: advising clients on ways to raise capital, how much, from whom and when.

What do I have to do...

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What is Chartered Financial Analyst ?

If you’re interested in portfolio management, investment research, advisory services, or investment banking, this may be the right career for you. The Chartered Financial Analyst (CFA) Program is a globally recognized standard for measuring the competence and integrity of financial analysts. The examination measures your ability to apply the fundamental knowledge of investment principles at a professional level. One of the objectives is to deepen insights into practical applications of financial analysis in a dynamic business environment.

The core body of knowledge of the CFA Programme includes current and evolving concepts, techniques and applications, and also providing the flavour of the frontiers of knowledge. The CFA Programme has five focus areas:
Financial Markets, Analysis and Valuation, Portfolio Management, Mutual and other Funds and Code of Ethics.

Financial analysts enjoy the challenge of helping firms or people make financial decisions. They are responsible for financial modeling, budgeting, forecasting, supporting the launch of new initiatives and taking a leadership role in defining new financial and operational processes. Financial analysts may have to travel frequently to visit companies and talk to potential...

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